Call reports 2025
MARBLEHEAD BANK — 2025
What MARBLEHEAD BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 269,878,000 | 256,965,000 | 254,427,000 | 266,718,000 |
| Total loans | 208,871,000 | 212,689,000 | 211,420,000 | 210,349,000 |
| Allowance for loan losses | 1,171,000 | 1,280,000 | 1,281,000 | 1,269,000 |
| Securities available for sale | 16,861,000 | 16,404,000 | 16,478,000 | 14,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,597,000 | 225,552,000 | 222,652,000 | 234,412,000 |
| Interest-bearing deposits | 198,243,000 | 184,755,000 | 182,771,000 | 193,382,000 |
| Noninterest-bearing deposits | 40,354,000 | 40,797,000 | 39,881,000 | 41,030,000 |
| Equity capital | 25,414,000 | 25,619,000 | 25,966,000 | 26,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,900,000 | 5,839,000 | 8,800,000 | 11,750,000 |
| Interest expense | 496,000 | 1,034,000 | 1,579,000 | 2,127,000 |
| Net interest income | 2,404,000 | 4,805,000 | 7,221,000 | 9,623,000 |
| Noninterest income | 278,000 | 494,000 | 708,000 | 922,000 |
| Noninterest expense | 2,300,000 | 4,605,000 | 6,859,000 | 9,126,000 |
| Provision for loan losses | -17,000 | 89,000 | 92,000 | 82,000 |
| Pretax income | 402,000 | 609,000 | 981,000 | 1,340,000 |
| Income tax | 84,000 | 119,000 | 202,000 | 280,000 |
| Net income | 318,000 | 490,000 | 779,000 | 1,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,549,000 | 25,721,000 | 26,010,000 | 26,291,000 |
| Total capital | 26,745,000 | 27,025,000 | 27,316,000 | 27,585,000 |
| Risk-weighted assets | 154,417,000 | 158,211,000 | 156,150,000 | 157,248,000 |