Call reports 2023
MARBLEHEAD BANK — 2023
What MARBLEHEAD BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 271,136,000 | 262,204,000 | 257,012,000 | 260,270,000 |
| Total loans | 201,373,000 | 202,380,000 | 205,019,000 | 205,618,000 |
| Allowance for loan losses | 1,129,000 | 1,129,000 | 1,135,000 | 1,094,000 |
| Securities available for sale | 16,201,000 | 16,110,000 | 17,140,000 | 15,953,000 |
| Securities held to maturity | 4,750,000 | 3,750,000 | 3,750,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,345,000 | 233,018,000 | 227,849,000 | 230,510,000 |
| Interest-bearing deposits | 191,697,000 | 187,956,000 | 184,965,000 | 188,380,000 |
| Noninterest-bearing deposits | 50,648,000 | 45,062,000 | 42,884,000 | 42,130,000 |
| Equity capital | 21,311,000 | 21,684,000 | 22,097,000 | 22,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,662,000 | 5,341,000 | 8,068,000 | 10,801,000 |
| Interest expense | 87,000 | 299,000 | 587,000 | 905,000 |
| Net interest income | 2,575,000 | 5,042,000 | 7,481,000 | 9,896,000 |
| Noninterest income | 210,000 | 463,000 | 685,000 | 914,000 |
| Noninterest expense | 2,313,000 | 4,437,000 | 6,556,000 | 8,741,000 |
| Provision for loan losses | 9,000 | 9,000 | 16,000 | -24,000 |
| Pretax income | 463,000 | 1,057,000 | 1,576,000 | 2,078,000 |
| Income tax | 78,000 | 230,000 | 361,000 | 484,000 |
| Net income | 385,000 | 827,000 | 1,215,000 | 1,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,016,000 | 23,458,000 | 23,847,000 | 24,226,000 |
| Total capital | 24,145,000 | 24,587,000 | 25,000,000 | 25,335,000 |
| Risk-weighted assets | 163,367,000 | 164,673,000 | 171,045,000 | 148,623,000 |