Call reports 2021
MARBLEHEAD BANK — 2021
What MARBLEHEAD BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 276,765,000 | 288,148,000 | 285,339,000 | 291,488,000 |
| Total loans | 188,455,000 | 187,327,000 | 185,133,000 | 184,482,000 |
| Allowance for loan losses | 1,066,000 | 1,064,000 | 1,065,000 | 1,067,000 |
| Securities available for sale | 9,686,000 | 9,550,000 | 9,510,000 | 10,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,074,000 | 261,334,000 | 258,267,000 | 264,433,000 |
| Interest-bearing deposits | 206,320,000 | 216,295,000 | 210,931,000 | 218,243,000 |
| Noninterest-bearing deposits | 43,754,000 | 45,039,000 | 47,336,000 | 46,190,000 |
| Equity capital | 19,091,000 | 19,158,000 | 19,394,000 | 19,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,910,000 | 3,757,000 | 5,708,000 | 7,462,000 |
| Interest expense | 87,000 | 159,000 | 220,000 | 278,000 |
| Net interest income | 1,823,000 | 3,598,000 | 5,488,000 | 7,184,000 |
| Noninterest income | 324,000 | 673,000 | 1,044,000 | 1,360,000 |
| Noninterest expense | 2,007,000 | 4,036,000 | 6,032,000 | 8,015,000 |
| Provision for loan losses | -123,000 | -123,000 | -123,000 | -120,000 |
| Pretax income | 263,000 | 358,000 | 623,000 | 648,000 |
| Income tax | 54,000 | 65,000 | 125,000 | 114,000 |
| Net income | 209,000 | 293,000 | 498,000 | 534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,293,000 | 21,377,000 | 21,583,000 | 21,617,000 |
| Total capital | 22,359,000 | 22,441,000 | 22,648,000 | 22,684,000 |
| Risk-weighted assets | 142,845,000 | 141,884,000 | 143,059,000 | 147,015,000 |