Call reports 2018
MARBLEHEAD BANK — 2018
What MARBLEHEAD BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 212,013,000 | 212,029,000 | 207,935,000 | 212,784,000 |
| Total loans | 174,758,000 | 173,165,000 | 172,841,000 | 177,078,000 |
| Allowance for loan losses | 901,000 | 903,000 | 913,000 | 946,000 |
| Securities available for sale | 11,805,000 | 13,766,000 | 14,720,000 | 14,854,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,862,000 | 188,697,000 | 181,318,000 | 183,806,000 |
| Interest-bearing deposits | 163,450,000 | 163,284,000 | 156,352,000 | 159,564,000 |
| Noninterest-bearing deposits | 23,412,000 | 25,413,000 | 24,966,000 | 24,242,000 |
| Equity capital | 17,889,000 | 18,030,000 | 18,209,000 | 18,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,844,000 | 3,766,000 | 5,682,000 | 7,649,000 |
| Interest expense | 100,000 | 197,000 | 293,000 | 400,000 |
| Net interest income | 1,744,000 | 3,569,000 | 5,389,000 | 7,249,000 |
| Noninterest income | 237,000 | 490,000 | 760,000 | 1,047,000 |
| Noninterest expense | 1,938,000 | 3,799,000 | 5,601,000 | 7,446,000 |
| Provision for loan losses | 7,000 | 8,000 | 20,000 | 57,000 |
| Pretax income | 36,000 | 252,000 | 528,000 | 793,000 |
| Income tax | -3,000 | 43,000 | 105,000 | 163,000 |
| Net income | 39,000 | 209,000 | 423,000 | 630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,084,000 | 19,227,000 | 19,441,000 | 19,757,000 |
| Total capital | 19,985,000 | 20,130,000 | 20,354,000 | 20,703,000 |
| Risk-weighted assets | 135,935,000 | 136,251,000 | 136,025,000 | 140,883,000 |