Call reports 2017
MARBLEHEAD BANK — 2017
What MARBLEHEAD BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 203,532,000 | 207,806,000 | 210,724,000 | 208,979,000 |
| Total loans | 170,539,000 | 171,290,000 | 174,190,000 | 173,402,000 |
| Allowance for loan losses | 889,000 | 890,000 | 892,000 | 892,000 |
| Securities available for sale | 8,932,000 | 9,926,000 | 10,924,000 | 10,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,375,000 | 182,544,000 | 183,251,000 | 186,029,000 |
| Interest-bearing deposits | 154,929,000 | 158,579,000 | 159,989,000 | 163,591,000 |
| Noninterest-bearing deposits | 23,446,000 | 23,965,000 | 23,262,000 | 22,438,000 |
| Equity capital | 18,281,000 | 18,365,000 | 18,488,000 | 17,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,698,000 | 3,468,000 | 5,266,000 | 7,076,000 |
| Interest expense | 102,000 | 205,000 | 305,000 | 402,000 |
| Net interest income | 1,596,000 | 3,263,000 | 4,961,000 | 6,674,000 |
| Noninterest income | 280,000 | 563,000 | 855,000 | 1,120,000 |
| Noninterest expense | 1,836,000 | 3,677,000 | 5,497,000 | 7,382,000 |
| Provision for loan losses | 2,000 | 5,000 | 9,000 | 9,000 |
| Pretax income | 38,000 | 144,000 | 310,000 | 403,000 |
| Income tax | -3,000 | 20,000 | 65,000 | 696,000 |
| Net income | 41,000 | 124,000 | 245,000 | -293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,261,000 | 19,344,000 | 19,380,000 | 18,842,000 |
| Total capital | 20,150,000 | 20,234,000 | 20,272,000 | 19,734,000 |
| Risk-weighted assets | 132,688,000 | 135,289,000 | 137,706,000 | 136,018,000 |