Call reports 2008
MARBLEHEAD BANK — 2008
What MARBLEHEAD BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 169,352,000 | 166,331,000 | 166,356,000 | 165,238,000 |
| Total loans | 122,616,000 | 121,834,000 | 122,959,000 | 122,134,000 |
| Allowance for loan losses | 524,000 | 525,000 | 549,000 | 566,000 |
| Securities available for sale | 17,886,000 | 19,458,000 | 20,661,000 | 20,207,000 |
| Securities held to maturity | 2,995,000 | 2,995,000 | 2,996,000 | 1,997,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,726,000 | 111,666,000 | 111,636,000 | 115,962,000 |
| Interest-bearing deposits | 105,699,000 | 102,201,000 | 101,837,000 | 106,265,000 |
| Noninterest-bearing deposits | 9,027,000 | 9,465,000 | 9,799,000 | 9,697,000 |
| Equity capital | 17,488,000 | 17,451,000 | 17,034,000 | 17,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,192,000 | 4,279,000 | 6,298,000 | 8,281,000 |
| Interest expense | 910,000 | 1,703,000 | 2,435,000 | 3,136,000 |
| Net interest income | 1,282,000 | 2,576,000 | 3,863,000 | 5,145,000 |
| Noninterest income | 387,000 | 640,000 | 1,276,000 | 1,518,000 |
| Noninterest expense | 1,384,000 | 2,791,000 | 4,204,000 | 5,636,000 |
| Provision for loan losses | 1,000 | 11,000 | 82,000 | 142,000 |
| Pretax income | 284,000 | 416,000 | 855,000 | 887,000 |
| Income tax | 84,000 | 117,000 | 151,000 | 148,000 |
| Net income | 200,000 | 299,000 | 704,000 | 739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,667,000 | 15,728,000 | 16,058,000 | 16,140,000 |
| Total capital | 16,191,000 | 16,253,000 | 16,607,000 | 16,706,000 |
| Risk-weighted assets | 91,405,000 | 91,284,000 | 89,859,000 | 88,577,000 |
Machine access — free, no API key
Every figure shown here about MARBLEHEAD BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.