Call reports 2003
MARBLEHEAD BANK — 2003
What MARBLEHEAD BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 177,827,000 | 173,000,000 | 186,037,000 | 188,964,000 |
| Total loans | 142,086,000 | 140,724,000 | 155,725,000 | 159,624,000 |
| Allowance for loan losses | 754,000 | 688,000 | 588,000 | 599,000 |
| Securities available for sale | 3,148,000 | 3,244,000 | 2,506,000 | 1,511,000 |
| Securities held to maturity | 2,533,000 | 2,005,000 | 3,503,000 | 7,973,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,424,000 | 112,696,000 | 111,180,000 | 107,068,000 |
| Interest-bearing deposits | 105,981,000 | 107,006,000 | 106,254,000 | 103,959,000 |
| Noninterest-bearing deposits | 4,443,000 | 5,690,000 | 4,926,000 | 3,109,000 |
| Equity capital | 16,750,000 | 17,086,000 | 16,957,000 | 17,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,552,000 | 5,010,000 | 7,392,000 | 9,810,000 |
| Interest expense | 847,000 | 1,638,000 | 2,406,000 | 3,172,000 |
| Net interest income | 1,705,000 | 3,372,000 | 4,986,000 | 6,638,000 |
| Noninterest income | 574,000 | 1,083,000 | 1,311,000 | 1,516,000 |
| Noninterest expense | 1,698,000 | 3,398,000 | 5,627,000 | 7,349,000 |
| Provision for loan losses | 7,000 | 15,000 | -98,000 | -90,000 |
| Pretax income | 576,000 | 1,055,000 | 578,000 | 738,000 |
| Income tax | 239,000 | 436,000 | 237,000 | 261,000 |
| Net income | 337,000 | 619,000 | 341,000 | 477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,727,000 | 17,059,000 | 16,938,000 | 17,077,000 |
| Total capital | 17,481,000 | 17,747,000 | 17,526,000 | 17,676,000 |
| Risk-weighted assets | 95,107,000 | 96,534,000 | 102,638,000 | 103,973,000 |
Machine access — free, no API key
Every figure shown here about MARBLEHEAD BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.