Call reports 2005
FIRST SECURITY BANK — 2005
What FIRST SECURITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 35,899,000 | 37,965,000 | 38,664,000 | 39,414,000 |
| Total loans | 29,305,000 | 31,440,000 | 32,072,000 | 32,037,000 |
| Allowance for loan losses | 229,000 | 233,000 | 238,000 | 301,000 |
| Securities available for sale | 2,319,000 | 2,261,000 | 2,104,000 | 2,004,000 |
| Securities held to maturity | 1,384,000 | 1,388,000 | 1,381,000 | 1,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,068,000 | 30,736,000 | 32,957,000 | 35,187,000 |
| Interest-bearing deposits | 24,913,000 | 25,444,000 | 27,438,000 | 29,838,000 |
| Noninterest-bearing deposits | 5,155,000 | 5,292,000 | 5,519,000 | 5,349,000 |
| Equity capital | 3,189,000 | 3,351,000 | 3,443,000 | 3,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 494,000 | 1,033,000 | 1,605,000 | 2,191,000 |
| Interest expense | 126,000 | 279,000 | 458,000 | 656,000 |
| Net interest income | 368,000 | 754,000 | 1,147,000 | 1,535,000 |
| Noninterest income | 59,000 | 95,000 | 145,000 | 140,000 |
| Noninterest expense | 321,000 | 643,000 | 950,000 | 1,251,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 88,000 |
| Pretax income | 101,000 | 197,000 | 328,000 | 336,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 101,000 | 197,000 | 328,000 | 336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,228,000 | 3,358,000 | 3,463,000 | 3,746,000 |
| Total capital | 3,457,000 | 3,591,000 | 3,701,000 | 4,047,000 |
| Risk-weighted assets | 31,068,000 | 33,133,000 | 33,654,000 | 33,924,000 |