Call reports 2024
COMMERCE BANK & TRUST — 2024
What COMMERCE BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 177,758,000 | 173,127,000 | 172,375,000 | 171,950,000 |
| Total loans | 126,295,000 | 124,207,000 | 127,846,000 | 124,106,000 |
| Allowance for loan losses | 1,785,000 | 1,791,000 | 1,792,000 | 1,798,000 |
| Securities available for sale | 28,867,000 | 25,443,000 | 26,101,000 | 24,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,917,000 | 155,303,000 | 156,269,000 | 154,487,000 |
| Interest-bearing deposits | 107,020,000 | 106,883,000 | 106,044,000 | 102,408,000 |
| Noninterest-bearing deposits | 51,897,000 | 48,420,000 | 50,225,000 | 52,079,000 |
| Equity capital | 9,886,000 | 9,985,000 | 11,266,000 | 10,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,103,000 | 4,292,000 | 6,480,000 | 8,663,000 |
| Interest expense | 896,000 | 1,852,000 | 2,783,000 | 3,636,000 |
| Net interest income | 1,207,000 | 2,440,000 | 3,697,000 | 5,027,000 |
| Noninterest income | 76,000 | 165,000 | 287,000 | 362,000 |
| Noninterest expense | 1,044,000 | 2,104,000 | 3,132,000 | 4,250,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 233,000 | 489,000 | 834,000 | 1,115,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 233,000 | 489,000 | 834,000 | 1,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,350,000 | 15,531,000 | 15,801,000 | 16,083,000 |
| Total capital | 16,892,000 | 17,179,000 | 17,483,000 | 17,729,000 |
| Risk-weighted assets | 123,125,000 | 131,693,000 | 134,428,000 | 131,556,000 |
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