Call reports 2023
COMMERCE BANK & TRUST — 2023
What COMMERCE BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 159,450,000 | 169,059,000 | 167,161,000 | 167,183,000 |
| Total loans | 113,616,000 | 112,662,000 | 112,481,000 | 115,241,000 |
| Allowance for loan losses | 1,704,000 | 1,729,000 | 1,754,000 | 1,779,000 |
| Securities available for sale | 31,480,000 | 30,742,000 | 28,749,000 | 30,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,963,000 | 153,026,000 | 150,909,000 | 150,458,000 |
| Interest-bearing deposits | 91,783,000 | 107,774,000 | 109,190,000 | 108,018,000 |
| Noninterest-bearing deposits | 46,180,000 | 45,252,000 | 41,719,000 | 42,440,000 |
| Equity capital | 9,898,000 | 9,489,000 | 8,082,000 | 9,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,683,000 | 3,555,000 | 5,519,000 | 7,514,000 |
| Interest expense | 365,000 | 1,036,000 | 1,827,000 | 2,688,000 |
| Net interest income | 1,318,000 | 2,519,000 | 3,692,000 | 4,826,000 |
| Noninterest income | 70,000 | 130,000 | 225,000 | 297,000 |
| Noninterest expense | 1,022,000 | 2,117,000 | 3,188,000 | 4,288,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 341,000 | 482,000 | 654,000 | 735,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 341,000 | 482,000 | 654,000 | 735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,360,000 | 15,314,000 | 15,299,000 | 15,193,000 |
| Total capital | 16,930,000 | 16,882,000 | 16,810,000 | 16,787,000 |
| Risk-weighted assets | 125,431,000 | 125,270,000 | 120,670,000 | 127,335,000 |
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