Call reports 2022
COMMERCE BANK & TRUST — 2022
What COMMERCE BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 178,053,000 | 173,873,000 | 173,542,000 | 151,773,000 |
| Total loans | 93,789,000 | 93,570,000 | 100,990,000 | 110,921,000 |
| Allowance for loan losses | 1,603,000 | 1,627,000 | 1,651,000 | 1,679,000 |
| Securities available for sale | 42,070,000 | 50,943,000 | 39,620,000 | 32,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,344,000 | 161,737,000 | 162,126,000 | 137,227,000 |
| Interest-bearing deposits | 110,779,000 | 114,561,000 | 109,946,000 | 89,842,000 |
| Noninterest-bearing deposits | 54,565,000 | 47,176,000 | 52,180,000 | 47,385,000 |
| Equity capital | 11,109,000 | 9,578,000 | 8,218,000 | 9,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,230,000 | 2,612,000 | 4,130,000 | 5,849,000 |
| Interest expense | 170,000 | 328,000 | 483,000 | 659,000 |
| Net interest income | 1,060,000 | 2,284,000 | 3,647,000 | 5,190,000 |
| Noninterest income | 71,000 | 154,000 | 322,000 | 411,000 |
| Noninterest expense | 892,000 | 1,854,000 | 2,902,000 | 4,282,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 100,000 |
| Pretax income | 215,000 | 536,000 | 995,000 | 1,219,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 215,000 | 536,000 | 995,000 | 1,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,652,000 | 14,924,000 | 15,333,000 | 15,207,000 |
| Total capital | 15,979,000 | 16,230,000 | 16,756,000 | 16,723,000 |
| Risk-weighted assets | 105,872,000 | 104,178,000 | 113,641,000 | 121,115,000 |