Call reports 2021
COMMERCE BANK & TRUST — 2021
What COMMERCE BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 147,538,000 | 148,835,000 | 162,066,000 | 159,803,000 |
| Total loans | 87,559,000 | 89,663,000 | 88,317,000 | 91,503,000 |
| Allowance for loan losses | 1,579,000 | 1,579,000 | 1,579,000 | 1,579,000 |
| Securities available for sale | 17,826,000 | 27,803,000 | 29,613,000 | 32,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,568,000 | 130,348,000 | 144,552,000 | 143,682,000 |
| Interest-bearing deposits | 91,094,000 | 90,509,000 | 94,520,000 | 99,159,000 |
| Noninterest-bearing deposits | 37,474,000 | 39,839,000 | 50,032,000 | 44,523,000 |
| Equity capital | 14,656,000 | 14,719,000 | 14,467,000 | 14,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,167,000 | 2,351,000 | 3,549,000 | 4,791,000 |
| Interest expense | 205,000 | 424,000 | 646,000 | 828,000 |
| Net interest income | 962,000 | 1,927,000 | 2,903,000 | 3,963,000 |
| Noninterest income | 153,000 | 304,000 | 447,000 | 557,000 |
| Noninterest expense | 898,000 | 1,834,000 | 2,808,000 | 3,707,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 217,000 | 397,000 | 542,000 | 813,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 217,000 | 397,000 | 542,000 | 813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,316,000 | 14,309,000 | 14,266,000 | 14,488,000 |
| Total capital | 15,606,000 | 15,502,000 | 15,458,000 | 15,750,000 |
| Risk-weighted assets | 102,942,000 | 95,024,000 | 94,996,000 | 100,615,000 |