Call reports 2020
COMMERCE BANK & TRUST — 2020
What COMMERCE BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 121,630,000 | 139,839,000 | 127,600,000 | 135,192,000 |
| Total loans | 88,807,000 | 89,345,000 | 85,214,000 | 89,114,000 |
| Allowance for loan losses | 1,529,000 | 1,529,000 | 1,529,000 | 1,579,000 |
| Securities available for sale | 11,201,000 | 11,447,000 | 13,852,000 | 13,897,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,285,000 | 116,838,000 | 105,321,000 | 114,415,000 |
| Interest-bearing deposits | 67,593,000 | 70,086,000 | 69,259,000 | 74,311,000 |
| Noninterest-bearing deposits | 30,692,000 | 46,752,000 | 36,062,000 | 40,104,000 |
| Equity capital | 14,402,000 | 14,777,000 | 14,821,000 | 14,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,257,000 | 2,490,000 | 3,709,000 | 4,877,000 |
| Interest expense | 267,000 | 516,000 | 749,000 | 987,000 |
| Net interest income | 990,000 | 1,974,000 | 2,960,000 | 3,890,000 |
| Noninterest income | 167,000 | 261,000 | 427,000 | 550,000 |
| Noninterest expense | 893,000 | 1,755,000 | 2,677,000 | 3,600,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 264,000 | 480,000 | 710,000 | 790,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 264,000 | 480,000 | 710,000 | 790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,322,000 | 14,351,000 | 14,394,000 | 14,287,000 |
| Total capital | 15,422,000 | 15,518,000 | 15,515,000 | 15,437,000 |
| Risk-weighted assets | 87,539,000 | 93,037,000 | 89,291,000 | 91,565,000 |
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