Call reports 2019
COMMERCE BANK & TRUST — 2019
What COMMERCE BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 114,384,000 | 121,479,000 | 113,761,000 | 119,233,000 |
| Total loans | 90,685,000 | 89,649,000 | 84,985,000 | 88,713,000 |
| Allowance for loan losses | 1,928,000 | 1,929,000 | 1,929,000 | 1,529,000 |
| Securities available for sale | 9,262,000 | 9,067,000 | 9,987,000 | 10,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,362,000 | 99,492,000 | 90,526,000 | 97,010,000 |
| Interest-bearing deposits | 66,804,000 | 69,893,000 | 61,410,000 | 63,704,000 |
| Noninterest-bearing deposits | 28,558,000 | 29,599,000 | 29,116,000 | 33,306,000 |
| Equity capital | 14,241,000 | 14,514,000 | 14,691,000 | 14,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,259,000 | 2,556,000 | 3,866,000 | 5,123,000 |
| Interest expense | 199,000 | 424,000 | 681,000 | 943,000 |
| Net interest income | 1,060,000 | 2,132,000 | 3,185,000 | 4,180,000 |
| Noninterest income | 172,000 | 251,000 | 346,000 | 399,000 |
| Noninterest expense | 910,000 | 1,805,000 | 2,726,000 | 3,579,000 |
| Provision for loan losses | 0 | 0 | 0 | -400,000 |
| Pretax income | 322,000 | 578,000 | 805,000 | 1,400,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 322,000 | 578,000 | 805,000 | 1,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,268,000 | 14,425,000 | 14,552,000 | 14,246,000 |
| Total capital | 15,282,000 | 15,476,000 | 15,567,000 | 15,348,000 |
| Risk-weighted assets | 80,230,000 | 83,174,000 | 80,340,000 | 87,732,000 |