Call reports 2016
COMMERCE BANK & TRUST — 2016
What COMMERCE BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 83,897,000 | 88,456,000 | 90,456,000 | 95,407,000 |
| Total loans | 68,368,000 | 69,329,000 | 71,678,000 | 81,668,000 |
| Allowance for loan losses | 2,314,000 | 2,167,000 | 1,870,000 | 1,556,000 |
| Securities available for sale | 10,275,000 | 9,966,000 | 8,920,000 | 8,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,364,000 | 75,956,000 | 77,956,000 | 75,003,000 |
| Interest-bearing deposits | 51,647,000 | 58,011,000 | 57,004,000 | 53,947,000 |
| Noninterest-bearing deposits | 20,717,000 | 17,945,000 | 20,952,000 | 21,056,000 |
| Equity capital | 10,101,000 | 10,771,000 | 11,600,000 | 11,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 898,000 | 1,855,000 | 2,823,000 | 3,792,000 |
| Interest expense | 87,000 | 177,000 | 268,000 | 362,000 |
| Net interest income | 811,000 | 1,678,000 | 2,555,000 | 3,430,000 |
| Noninterest income | 752,000 | 1,640,000 | 2,425,000 | 3,320,000 |
| Noninterest expense | 1,297,000 | 2,627,000 | 3,963,000 | 5,302,000 |
| Provision for loan losses | -150,000 | -300,000 | -811,000 | -1,111,000 |
| Pretax income | 416,000 | 991,000 | 1,828,000 | 2,559,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 416,000 | 991,000 | 1,828,000 | 2,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,076,000 | 10,650,000 | 11,487,000 | 12,118,000 |
| Total capital | 10,886,000 | 11,511,000 | 12,373,000 | 13,124,000 |
| Risk-weighted assets | 63,280,000 | 67,532,000 | 69,883,000 | 79,925,000 |