Call reports 2015
COMMERCE BANK & TRUST — 2015
What COMMERCE BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 76,429,000 | 80,231,000 | 84,192,000 | 83,275,000 |
| Total loans | 63,891,000 | 62,327,000 | 63,773,000 | 67,286,000 |
| Allowance for loan losses | 2,544,000 | 2,478,000 | 2,412,000 | 2,341,000 |
| Securities available for sale | 9,642,000 | 9,312,000 | 8,096,000 | 10,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,039,000 | 65,600,000 | 69,100,000 | 70,379,000 |
| Interest-bearing deposits | 49,165,000 | 51,541,000 | 53,550,000 | 51,094,000 |
| Noninterest-bearing deposits | 12,874,000 | 14,059,000 | 15,550,000 | 19,285,000 |
| Equity capital | 9,028,000 | 9,179,000 | 9,444,000 | 9,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 817,000 | 1,664,000 | 2,499,000 | 3,368,000 |
| Interest expense | 90,000 | 181,000 | 279,000 | 376,000 |
| Net interest income | 727,000 | 1,483,000 | 2,220,000 | 2,992,000 |
| Noninterest income | 773,000 | 1,573,000 | 2,270,000 | 3,025,000 |
| Noninterest expense | 1,264,000 | 2,649,000 | 3,972,000 | 5,374,000 |
| Provision for loan losses | -75,000 | -150,000 | -225,000 | -300,000 |
| Pretax income | 311,000 | 557,000 | 743,000 | 954,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 311,000 | 557,000 | 743,000 | 954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,017,000 | 9,262,000 | 9,449,000 | 9,660,000 |
| Total capital | 9,804,000 | 10,016,000 | 10,196,000 | 10,447,000 |
| Risk-weighted assets | 61,196,000 | 58,588,000 | 58,108,000 | 61,436,000 |