Call reports 2011
COMMERCE BANK & TRUST — 2011
What COMMERCE BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 102,969,000 | 106,272,000 | 100,173,000 | 91,723,000 |
| Total loans | 82,579,000 | 84,713,000 | 83,610,000 | 79,494,000 |
| Allowance for loan losses | 1,464,000 | 1,527,000 | 3,724,000 | 3,270,000 |
| Securities available for sale | 14,089,000 | 10,175,000 | 6,627,000 | 5,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,912,000 | 86,870,000 | 86,755,000 | 78,372,000 |
| Interest-bearing deposits | 75,232,000 | 76,986,000 | 77,279,000 | 67,784,000 |
| Noninterest-bearing deposits | 8,680,000 | 9,883,000 | 9,475,000 | 10,587,000 |
| Equity capital | 9,848,000 | 10,169,000 | 7,101,000 | 7,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,248,000 | 2,525,000 | 3,677,000 | 4,846,000 |
| Interest expense | 281,000 | 551,000 | 837,000 | 1,062,000 |
| Net interest income | 967,000 | 1,974,000 | 2,840,000 | 3,784,000 |
| Noninterest income | 589,000 | 1,206,000 | 1,838,000 | 2,555,000 |
| Noninterest expense | 1,282,000 | 2,500,000 | 4,269,000 | 5,565,000 |
| Provision for loan losses | 328,000 | 531,000 | 3,377,000 | 3,602,000 |
| Pretax income | -46,000 | 157,000 | -2,960,000 | -2,710,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -46,000 | 157,000 | -2,960,000 | -2,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,804,000 | 10,008,000 | 6,891,000 | 7,140,000 |
| Total capital | 10,804,000 | 11,038,000 | 7,888,000 | 8,072,000 |
| Risk-weighted assets | 79,548,000 | 81,905,000 | 76,953,000 | 73,153,000 |