Call reports 2008
COMMERCE BANK & TRUST — 2008
What COMMERCE BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 102,003,000 | 94,468,000 | 99,750,000 | 100,333,000 |
| Total loans | 76,690,000 | 80,968,000 | 86,136,000 | 85,114,000 |
| Allowance for loan losses | 805,000 | 914,000 | 969,000 | 1,000,000 |
| Securities available for sale | 5,423,000 | 6,050,000 | 8,408,000 | 7,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,650,000 | 81,739,000 | 83,697,000 | 84,164,000 |
| Interest-bearing deposits | 84,980,000 | 75,962,000 | 78,593,000 | 79,309,000 |
| Noninterest-bearing deposits | 4,669,000 | 5,777,000 | 5,105,000 | 4,854,000 |
| Equity capital | 7,185,000 | 7,506,000 | 7,794,000 | 7,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,491,000 | 3,012,000 | 4,571,000 | 6,033,000 |
| Interest expense | 733,000 | 1,404,000 | 2,137,000 | 2,832,000 |
| Net interest income | 758,000 | 1,608,000 | 2,434,000 | 3,201,000 |
| Noninterest income | 362,000 | 898,000 | 1,315,000 | 1,703,000 |
| Noninterest expense | 890,000 | 1,777,000 | 2,706,000 | 3,686,000 |
| Provision for loan losses | 58,000 | 167,000 | 222,000 | 253,000 |
| Pretax income | 172,000 | 562,000 | 821,000 | 965,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 172,000 | 562,000 | 821,000 | 965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,040,000 | 7,430,000 | 7,689,000 | 7,833,000 |
| Total capital | 7,845,000 | 8,344,000 | 8,658,000 | 8,813,000 |
| Risk-weighted assets | 74,056,000 | 75,512,000 | 80,839,000 | 77,651,000 |
Machine access — free, no API key
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