Call reports 2003
COMMERCE BANK & TRUST — 2003
What COMMERCE BANK & TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 14,489,000 | 25,984,000 | 31,968,000 | 33,243,000 |
| Total loans | 2,748,000 | 11,643,000 | 16,460,000 | 19,097,000 |
| Allowance for loan losses | 19,000 | 154,000 | 204,000 | 277,000 |
| Securities available for sale | 2,999,000 | 3,525,000 | 7,018,000 | 6,012,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,935,000 | 19,918,000 | 26,136,000 | 27,655,000 |
| Interest-bearing deposits | 6,589,000 | 17,453,000 | 21,175,000 | 23,698,000 |
| Noninterest-bearing deposits | 1,346,000 | 2,466,000 | 4,962,000 | 3,957,000 |
| Equity capital | 6,444,000 | 6,028,000 | 5,793,000 | 5,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 30,000 | 183,000 | 413,000 | 721,000 |
| Interest expense | 9,000 | 39,000 | 88,000 | 148,000 |
| Net interest income | 21,000 | 144,000 | 325,000 | 573,000 |
| Noninterest income | 1,000 | 2,000 | 6,000 | 10,000 |
| Noninterest expense | 464,000 | 895,000 | 1,260,000 | 1,663,000 |
| Provision for loan losses | 19,000 | 154,000 | 204,000 | 277,000 |
| Pretax income | -461,000 | -903,000 | -1,133,000 | -1,357,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -461,000 | -903,000 | -1,133,000 | -1,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,445,000 | 6,003,000 | 5,774,000 | 5,550,000 |
| Total capital | 6,464,000 | 6,157,000 | 5,978,000 | 5,827,000 |
| Risk-weighted assets | 5,319,000 | 15,599,000 | 19,461,000 | 22,353,000 |
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