Call reports 2020
FIRST BANK AND TRUST OF CHILDRESS — 2020
What FIRST BANK AND TRUST OF CHILDRESS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 124,080,000 | 135,979,000 | 135,547,000 | 136,636,000 |
| Total loans | 57,121,000 | 63,123,000 | 63,512,000 | 61,397,000 |
| Allowance for loan losses | 297,000 | 297,000 | 296,000 | 299,000 |
| Securities available for sale | 55,987,000 | 67,926,000 | 65,698,000 | 58,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,219,000 | 122,407,000 | 122,832,000 | 124,264,000 |
| Interest-bearing deposits | 99,672,000 | 107,040,000 | 107,968,000 | 105,280,000 |
| Noninterest-bearing deposits | 13,547,000 | 15,367,000 | 14,864,000 | 18,984,000 |
| Equity capital | 10,650,000 | 11,820,000 | 12,463,000 | 12,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,081,000 | 2,137,000 | 3,203,000 | 4,226,000 |
| Interest expense | 427,000 | 804,000 | 1,155,000 | 1,498,000 |
| Net interest income | 654,000 | 1,333,000 | 2,048,000 | 2,728,000 |
| Noninterest income | 122,000 | 206,000 | 316,000 | 364,000 |
| Noninterest expense | 561,000 | 1,092,000 | 1,649,000 | 2,216,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 215,000 | 447,000 | 759,000 | 1,422,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 215,000 | 447,000 | 759,000 | 1,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,494,000 | 10,673,000 | 10,927,000 | 11,098,000 |
| Total capital | 10,791,000 | 10,970,000 | 11,223,000 | 11,397,000 |
| Risk-weighted assets | 51,902,000 | 58,430,000 | 58,196,000 | 57,972,000 |