Call reports 2018
FIRST BANK AND TRUST OF CHILDRESS — 2018
What FIRST BANK AND TRUST OF CHILDRESS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 110,500,000 | 112,518,000 | 109,449,000 | 109,158,000 |
| Total loans | 52,944,000 | 55,555,000 | 54,593,000 | 53,138,000 |
| Allowance for loan losses | 490,000 | 323,000 | 332,000 | 294,000 |
| Securities available for sale | 53,689,000 | 52,632,000 | 50,267,000 | 49,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,412,000 | 95,629,000 | 98,489,000 | 100,825,000 |
| Interest-bearing deposits | 86,448,000 | 82,936,000 | 85,724,000 | 87,324,000 |
| Noninterest-bearing deposits | 11,964,000 | 12,694,000 | 12,765,000 | 13,501,000 |
| Equity capital | 8,328,000 | 8,237,000 | 7,705,000 | 8,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,008,000 | 2,069,000 | 3,154,000 | 4,228,000 |
| Interest expense | 300,000 | 629,000 | 993,000 | 1,340,000 |
| Net interest income | 708,000 | 1,440,000 | 2,161,000 | 2,888,000 |
| Noninterest income | 77,000 | 140,000 | 235,000 | 289,000 |
| Noninterest expense | 576,000 | 1,133,000 | 1,683,000 | 2,245,000 |
| Provision for loan losses | 24,000 | 24,000 | 56,000 | 56,000 |
| Pretax income | 185,000 | 423,000 | 657,000 | 876,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 185,000 | 423,000 | 657,000 | 876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,970,000 | 10,029,000 | 9,822,000 | 9,837,000 |
| Total capital | 10,460,000 | 10,352,000 | 10,154,000 | 10,131,000 |
| Risk-weighted assets | 46,748,000 | 47,366,000 | 48,271,000 | 45,404,000 |