Call reports 2016
FIRST BANK AND TRUST OF CHILDRESS — 2016
What FIRST BANK AND TRUST OF CHILDRESS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 90,846,000 | 91,968,000 | 92,161,000 | 97,440,000 |
| Total loans | 50,665,000 | 51,939,000 | 51,904,000 | 50,219,000 |
| Allowance for loan losses | 320,000 | 325,000 | 342,000 | 420,000 |
| Securities available for sale | 35,749,000 | 35,607,000 | 34,117,000 | 37,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,452,000 | 79,140,000 | 81,951,000 | 88,180,000 |
| Interest-bearing deposits | 73,257,000 | 68,668,000 | 72,223,000 | 77,554,000 |
| Noninterest-bearing deposits | 10,195,000 | 10,472,000 | 9,728,000 | 10,626,000 |
| Equity capital | 7,215,000 | 9,959,000 | 10,023,000 | 9,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 882,000 | 1,783,000 | 2,663,000 | 3,541,000 |
| Interest expense | 214,000 | 415,000 | 607,000 | 812,000 |
| Net interest income | 668,000 | 1,368,000 | 2,056,000 | 2,729,000 |
| Noninterest income | 66,000 | 120,000 | 184,000 | 236,000 |
| Noninterest expense | 515,000 | 1,028,000 | 1,538,000 | 2,073,000 |
| Provision for loan losses | 6,000 | 12,000 | 24,000 | 103,000 |
| Pretax income | 200,000 | 440,000 | 669,000 | 782,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 200,000 | 440,000 | 669,000 | 782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,222,000 | 9,832,000 | 9,840,000 | 9,734,000 |
| Total capital | 7,542,000 | 10,157,000 | 10,182,000 | 10,154,000 |
| Risk-weighted assets | 47,118,000 | 49,593,000 | 50,035,000 | 49,022,000 |