Call reports 2015
FIRST BANK AND TRUST OF CHILDRESS — 2015
What FIRST BANK AND TRUST OF CHILDRESS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 86,655,000 | 88,288,000 | 88,750,000 | 88,348,000 |
| Total loans | 45,964,000 | 48,741,000 | 49,356,000 | 51,620,000 |
| Allowance for loan losses | 294,000 | 301,000 | 308,000 | 314,000 |
| Securities available for sale | 26,550,000 | 35,931,000 | 35,327,000 | 32,824,000 |
| Securities held to maturity | 5,713,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,874,000 | 81,697,000 | 81,344,000 | 80,863,000 |
| Interest-bearing deposits | 67,926,000 | 70,953,000 | 71,328,000 | 70,717,000 |
| Noninterest-bearing deposits | 11,949,000 | 10,744,000 | 10,016,000 | 10,147,000 |
| Equity capital | 6,638,000 | 6,433,000 | 6,771,000 | 6,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 805,000 | 1,631,000 | 2,501,000 | 3,374,000 |
| Interest expense | 179,000 | 364,000 | 551,000 | 749,000 |
| Net interest income | 626,000 | 1,267,000 | 1,950,000 | 2,625,000 |
| Noninterest income | 53,000 | 109,000 | 176,000 | 230,000 |
| Noninterest expense | 524,000 | 1,030,000 | 1,542,000 | 2,062,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 131,000 | 313,000 | 545,000 | 743,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 131,000 | 313,000 | 545,000 | 743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,895,000 | 7,007,000 | 7,023,000 | 7,122,000 |
| Total capital | 7,189,000 | 7,308,000 | 7,331,000 | 7,436,000 |
| Risk-weighted assets | 40,191,000 | 42,746,000 | 45,387,000 | 47,314,000 |