Call reports 2014
FIRST BANK AND TRUST OF CHILDRESS — 2014
What FIRST BANK AND TRUST OF CHILDRESS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 81,143,000 | 81,768,000 | 80,775,000 | 84,235,000 |
| Total loans | 51,166,000 | 51,728,000 | 48,427,000 | 50,846,000 |
| Allowance for loan losses | 386,000 | 380,000 | 276,000 | 283,000 |
| Securities available for sale | 19,412,000 | 19,841,000 | 19,731,000 | 17,518,000 |
| Securities held to maturity | 4,923,000 | 4,919,000 | 4,915,000 | 5,889,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,169,000 | 73,246,000 | 75,013,000 | 77,837,000 |
| Interest-bearing deposits | 64,156,000 | 62,344,000 | 64,739,000 | 66,679,000 |
| Noninterest-bearing deposits | 11,013,000 | 10,902,000 | 10,274,000 | 11,158,000 |
| Equity capital | 4,964,000 | 5,587,000 | 5,609,000 | 6,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 817,000 | 1,649,000 | 2,484,000 | 3,297,000 |
| Interest expense | 192,000 | 374,000 | 567,000 | 759,000 |
| Net interest income | 625,000 | 1,275,000 | 1,917,000 | 2,538,000 |
| Noninterest income | 68,000 | 139,000 | 205,000 | 483,000 |
| Noninterest expense | 507,000 | 1,002,000 | 1,527,000 | 2,075,000 |
| Provision for loan losses | 6,000 | 12,000 | 143,000 | 149,000 |
| Pretax income | 180,000 | 400,000 | 452,000 | 783,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 180,000 | 400,000 | 452,000 | 783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,576,000 | 6,691,000 | 6,633,000 | 6,764,000 |
| Total capital | 6,962,000 | 7,071,000 | 6,909,000 | 7,047,000 |
| Risk-weighted assets | 40,103,000 | 40,132,000 | 39,796,000 | 41,670,000 |