Call reports 2013
FIRST BANK AND TRUST OF CHILDRESS — 2013
What FIRST BANK AND TRUST OF CHILDRESS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 80,327,000 | 79,534,000 | 79,134,000 | 80,546,000 |
| Total loans | 52,813,000 | 52,012,000 | 51,576,000 | 52,924,000 |
| Allowance for loan losses | 412,000 | 416,000 | 421,000 | 403,000 |
| Securities available for sale | 16,859,000 | 17,123,000 | 16,832,000 | 16,312,000 |
| Securities held to maturity | 5,156,000 | 4,766,000 | 4,878,000 | 4,876,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,070,000 | 72,367,000 | 71,258,000 | 75,015,000 |
| Interest-bearing deposits | 63,740,000 | 62,831,000 | 62,574,000 | 63,612,000 |
| Noninterest-bearing deposits | 10,329,000 | 9,536,000 | 8,685,000 | 11,403,000 |
| Equity capital | 6,176,000 | 5,090,000 | 4,846,000 | 4,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 823,000 | 1,638,000 | 2,466,000 | 3,360,000 |
| Interest expense | 185,000 | 381,000 | 579,000 | 777,000 |
| Net interest income | 638,000 | 1,257,000 | 1,887,000 | 2,583,000 |
| Noninterest income | 52,000 | 100,000 | 156,000 | 209,000 |
| Noninterest expense | 454,000 | 831,000 | 1,305,000 | 1,828,000 |
| Provision for loan losses | 6,000 | 10,000 | 16,000 | 22,000 |
| Pretax income | 230,000 | 516,000 | 722,000 | 942,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 230,000 | 516,000 | 722,000 | 942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,257,000 | 6,370,000 | 6,403,000 | 6,396,000 |
| Total capital | 6,669,000 | 6,786,000 | 6,824,000 | 6,799,000 |
| Risk-weighted assets | 38,354,000 | 38,146,000 | 38,672,000 | 41,130,000 |