Call reports 2012
FIRST BANK AND TRUST OF CHILDRESS — 2012
What FIRST BANK AND TRUST OF CHILDRESS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 77,248,000 | 75,711,000 | 75,277,000 | 79,701,000 |
| Total loans | 56,190,000 | 56,011,000 | 55,196,000 | 53,103,000 |
| Allowance for loan losses | 405,000 | 491,000 | 500,000 | 435,000 |
| Securities available for sale | 12,540,000 | 10,379,000 | 10,867,000 | 11,721,000 |
| Securities held to maturity | 3,991,000 | 5,043,000 | 5,113,000 | 5,362,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,706,000 | 67,828,000 | 67,816,000 | 73,537,000 |
| Interest-bearing deposits | 61,330,000 | 58,687,000 | 59,070,000 | 62,600,000 |
| Noninterest-bearing deposits | 9,376,000 | 9,141,000 | 8,745,000 | 10,937,000 |
| Equity capital | 6,433,000 | 6,723,000 | 6,822,000 | 6,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 786,000 | 1,671,000 | 2,531,000 | 3,377,000 |
| Interest expense | 201,000 | 386,000 | 565,000 | 752,000 |
| Net interest income | 585,000 | 1,285,000 | 1,966,000 | 2,625,000 |
| Noninterest income | 63,000 | 203,000 | 258,000 | 306,000 |
| Noninterest expense | 488,000 | 967,000 | 1,447,000 | 1,971,000 |
| Provision for loan losses | 31,000 | 126,000 | 132,000 | 688,000 |
| Pretax income | 129,000 | 395,000 | 645,000 | 272,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 129,000 | 395,000 | 645,000 | 272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,485,000 | 6,650,000 | 6,767,000 | 6,027,000 |
| Total capital | 6,891,000 | 7,141,000 | 7,267,000 | 6,462,000 |
| Risk-weighted assets | 39,541,000 | 37,803,000 | 37,731,000 | 38,459,000 |