Call reports 2011
FIRST BANK AND TRUST OF CHILDRESS — 2011
What FIRST BANK AND TRUST OF CHILDRESS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 74,611,000 | 73,119,000 | 75,979,000 | 76,361,000 |
| Total loans | 59,806,000 | 60,255,000 | 56,344,000 | 56,939,000 |
| Allowance for loan losses | 335,000 | 347,000 | 358,000 | 359,000 |
| Securities available for sale | 4,935,000 | 2,231,000 | 6,594,000 | 10,470,000 |
| Securities held to maturity | 3,678,000 | 3,312,000 | 3,312,000 | 4,187,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,015,000 | 66,667,000 | 69,487,000 | 69,858,000 |
| Interest-bearing deposits | 59,926,000 | 59,107,000 | 59,046,000 | 59,701,000 |
| Noninterest-bearing deposits | 8,089,000 | 7,559,000 | 10,441,000 | 10,157,000 |
| Equity capital | 6,481,000 | 6,339,000 | 6,404,000 | 6,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 887,000 | 1,738,000 | 2,603,000 | 3,459,000 |
| Interest expense | 218,000 | 442,000 | 661,000 | 869,000 |
| Net interest income | 669,000 | 1,296,000 | 1,942,000 | 2,590,000 |
| Noninterest income | 77,000 | 141,000 | 203,000 | 260,000 |
| Noninterest expense | 463,000 | 929,000 | 1,414,000 | 1,946,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 10,000 |
| Pretax income | 283,000 | 508,000 | 727,000 | 900,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 283,000 | 508,000 | 727,000 | 900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,418,000 | 6,288,000 | 6,322,000 | 6,355,000 |
| Total capital | 6,753,000 | 6,635,000 | 6,680,000 | 6,714,000 |
| Risk-weighted assets | 36,381,000 | 37,779,000 | 36,185,000 | 37,239,000 |