Call reports 2010
FIRST BANK AND TRUST OF CHILDRESS — 2010
What FIRST BANK AND TRUST OF CHILDRESS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 73,669,000 | 72,768,000 | 73,692,000 | 72,456,000 |
| Total loans | 62,700,000 | 61,881,000 | 61,878,000 | 60,852,000 |
| Allowance for loan losses | 355,000 | 353,000 | 352,000 | 352,000 |
| Securities available for sale | 2,760,000 | 3,382,000 | 2,549,000 | 2,477,000 |
| Securities held to maturity | 3,729,000 | 3,644,000 | 4,137,000 | 4,128,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,368,000 | 63,841,000 | 62,534,000 | 63,535,000 |
| Interest-bearing deposits | 60,864,000 | 57,716,000 | 57,261,000 | 56,735,000 |
| Noninterest-bearing deposits | 6,503,000 | 6,125,000 | 5,273,000 | 6,800,000 |
| Equity capital | 6,175,000 | 6,257,000 | 6,328,000 | 6,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 927,000 | 1,827,000 | 2,747,000 | 3,645,000 |
| Interest expense | 386,000 | 723,000 | 1,024,000 | 1,277,000 |
| Net interest income | 541,000 | 1,104,000 | 1,723,000 | 2,368,000 |
| Noninterest income | 78,000 | 134,000 | 195,000 | 261,000 |
| Noninterest expense | 438,000 | 839,000 | 1,320,000 | 1,828,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 183,000 | 403,000 | 602,000 | 805,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 183,000 | 403,000 | 602,000 | 805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,072,000 | 6,167,000 | 6,235,000 | 6,140,000 |
| Total capital | 6,427,000 | 6,520,000 | 6,587,000 | 6,492,000 |
| Risk-weighted assets | 34,423,000 | 36,118,000 | 36,671,000 | 37,279,000 |