Call reports 2009
FIRST BANK AND TRUST OF CHILDRESS — 2009
What FIRST BANK AND TRUST OF CHILDRESS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 77,724,000 | 75,667,000 | 73,909,000 | 80,065,000 |
| Total loans | 65,372,000 | 66,321,000 | 65,260,000 | 65,285,000 |
| Allowance for loan losses | 353,000 | 367,000 | 356,000 | 355,000 |
| Securities available for sale | 6,809,000 | 4,042,000 | 3,430,000 | 3,284,000 |
| Securities held to maturity | 2,899,000 | 2,550,000 | 2,550,000 | 4,755,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,613,000 | 64,171,000 | 61,175,000 | 65,824,000 |
| Interest-bearing deposits | 60,780,000 | 57,850,000 | 55,315,000 | 58,384,000 |
| Noninterest-bearing deposits | 6,833,000 | 6,321,000 | 5,861,000 | 7,440,000 |
| Equity capital | 5,845,000 | 5,856,000 | 6,036,000 | 6,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 957,000 | 1,895,000 | 2,818,000 | 3,750,000 |
| Interest expense | 442,000 | 867,000 | 1,284,000 | 1,700,000 |
| Net interest income | 515,000 | 1,028,000 | 1,534,000 | 2,050,000 |
| Noninterest income | 69,000 | 127,000 | 188,000 | 245,000 |
| Noninterest expense | 453,000 | 921,000 | 1,328,000 | 1,776,000 |
| Provision for loan losses | 0 | 14,000 | 14,000 | 14,000 |
| Pretax income | 131,000 | 220,000 | 380,000 | 505,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 131,000 | 220,000 | 388,000 | 513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,697,000 | 5,725,000 | 5,894,000 | 5,889,000 |
| Total capital | 6,050,000 | 6,092,000 | 6,250,000 | 6,244,000 |
| Risk-weighted assets | 33,146,000 | 43,350,000 | 33,035,000 | 36,349,000 |