Call reports 2007
FIRST BANK AND TRUST OF CHILDRESS — 2007
What FIRST BANK AND TRUST OF CHILDRESS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 80,014,000 | 78,991,000 | 77,975,000 | 79,413,000 |
| Total loans | 53,740,000 | 52,336,000 | 57,204,000 | 56,987,000 |
| Allowance for loan losses | 400,000 | 410,000 | 331,000 | 328,000 |
| Securities available for sale | 13,760,000 | 13,937,000 | 13,850,000 | 13,769,000 |
| Securities held to maturity | 3,755,000 | 3,439,000 | 3,427,000 | 3,424,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,560,000 | 73,793,000 | 72,350,000 | 73,564,000 |
| Interest-bearing deposits | 68,543,000 | 67,997,000 | 66,898,000 | 64,943,000 |
| Noninterest-bearing deposits | 6,016,000 | 5,796,000 | 5,452,000 | 8,621,000 |
| Equity capital | 5,235,000 | 5,045,000 | 5,419,000 | 5,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,288,000 | 2,592,000 | 3,880,000 | 5,149,000 |
| Interest expense | 735,000 | 1,482,000 | 2,233,000 | 2,950,000 |
| Net interest income | 553,000 | 1,110,000 | 1,647,000 | 2,199,000 |
| Noninterest income | 72,000 | 113,000 | 201,000 | 261,000 |
| Noninterest expense | 390,000 | 765,000 | 1,153,000 | 1,600,000 |
| Provision for loan losses | 3,000 | 12,000 | -41,000 | -41,000 |
| Pretax income | 232,000 | 446,000 | 736,000 | 901,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 232,000 | 446,000 | 736,000 | 901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,228,000 | 5,189,000 | 5,400,000 | 5,484,000 |
| Total capital | 5,628,000 | 5,599,000 | 5,730,000 | 5,812,000 |
| Risk-weighted assets | 34,288,000 | 33,490,000 | 33,957,000 | 32,442,000 |