Call reports 2006
FIRST BANK AND TRUST OF CHILDRESS — 2006
What FIRST BANK AND TRUST OF CHILDRESS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 68,807,000 | 73,627,000 | 79,265,000 | 80,268,000 |
| Total loans | 46,463,000 | 49,352,000 | 55,059,000 | 56,471,000 |
| Allowance for loan losses | 357,000 | 367,000 | 376,000 | 397,000 |
| Securities available for sale | 5,503,000 | 12,813,000 | 16,709,000 | 15,147,000 |
| Securities held to maturity | 3,162,000 | 3,773,000 | 3,761,000 | 3,758,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,761,000 | 68,550,000 | 74,054,000 | 74,948,000 |
| Interest-bearing deposits | 57,521,000 | 61,977,000 | 68,418,000 | 69,082,000 |
| Noninterest-bearing deposits | 6,240,000 | 6,573,000 | 5,636,000 | 5,865,000 |
| Equity capital | 4,828,000 | 4,871,000 | 4,989,000 | 5,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,013,000 | 2,147,000 | 3,433,000 | 4,772,000 |
| Interest expense | 520,000 | 1,144,000 | 1,844,000 | 2,583,000 |
| Net interest income | 493,000 | 1,003,000 | 1,589,000 | 2,189,000 |
| Noninterest income | 67,000 | 169,000 | 243,000 | 305,000 |
| Noninterest expense | 372,000 | 721,000 | 1,122,000 | 1,551,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 56,000 |
| Pretax income | 179,000 | 433,000 | 683,000 | 887,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 179,000 | 433,000 | 683,000 | 887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,906,000 | 5,010,000 | 5,010,000 | 5,054,000 |
| Total capital | 5,263,000 | 5,377,000 | 5,386,000 | 5,451,000 |
| Risk-weighted assets | 42,498,000 | 36,618,000 | 36,591,000 | 36,213,000 |