Call reports 2005
FIRST BANK AND TRUST OF CHILDRESS — 2005
What FIRST BANK AND TRUST OF CHILDRESS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 60,943,000 | 62,700,000 | 62,747,000 | 63,724,000 |
| Total loans | 49,908,000 | 51,709,000 | 50,724,000 | 47,971,000 |
| Allowance for loan losses | 331,000 | 329,000 | 337,000 | 347,000 |
| Securities available for sale | 3,144,000 | 4,580,000 | 5,727,000 | 5,587,000 |
| Securities held to maturity | 487,000 | 3,177,000 | 3,169,000 | 3,169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,646,000 | 56,329,000 | 54,196,000 | 58,789,000 |
| Interest-bearing deposits | 48,815,000 | 50,732,000 | 48,829,000 | 52,602,000 |
| Noninterest-bearing deposits | 5,831,000 | 5,597,000 | 5,367,000 | 6,187,000 |
| Equity capital | 4,734,000 | 4,791,000 | 4,806,000 | 4,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 800,000 | 1,688,000 | 2,629,000 | 3,618,000 |
| Interest expense | 277,000 | 650,000 | 1,077,000 | 1,537,000 |
| Net interest income | 523,000 | 1,038,000 | 1,552,000 | 2,081,000 |
| Noninterest income | 68,000 | 133,000 | 194,000 | 205,000 |
| Noninterest expense | 345,000 | 698,000 | 1,045,000 | 1,400,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 43,000 |
| Pretax income | 237,000 | 455,000 | 674,000 | 843,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 237,000 | 455,000 | 674,000 | 843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,751,000 | 4,794,000 | 4,833,000 | 4,872,000 |
| Total capital | 5,082,000 | 5,123,000 | 5,170,000 | 5,218,000 |
| Risk-weighted assets | 28,437,000 | 30,885,000 | 32,465,000 | 31,377,000 |