Call reports 2004
FIRST BANK AND TRUST OF CHILDRESS — 2004
What FIRST BANK AND TRUST OF CHILDRESS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 58,767,000 | 59,242,000 | 60,164,000 | 59,873,000 |
| Total loans | 48,901,000 | 51,907,000 | 53,571,000 | 52,601,000 |
| Allowance for loan losses | 292,000 | 298,000 | 311,000 | 322,000 |
| Securities available for sale | 3,183,000 | 2,943,000 | 3,018,000 | 3,267,000 |
| Securities held to maturity | 508,000 | 501,000 | 494,000 | 494,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,871,000 | 54,517,000 | 51,082,000 | 52,688,000 |
| Interest-bearing deposits | 48,332,000 | 48,626,000 | 46,424,000 | 46,582,000 |
| Noninterest-bearing deposits | 5,539,000 | 5,892,000 | 4,658,000 | 6,106,000 |
| Equity capital | 4,821,000 | 4,655,000 | 4,693,000 | 4,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 704,000 | 1,429,000 | 2,200,000 | 3,004,000 |
| Interest expense | 279,000 | 563,000 | 864,000 | 1,185,000 |
| Net interest income | 425,000 | 866,000 | 1,336,000 | 1,819,000 |
| Noninterest income | 56,000 | 128,000 | 197,000 | 255,000 |
| Noninterest expense | 327,000 | 679,000 | 1,035,000 | 1,412,000 |
| Provision for loan losses | 6,000 | 12,000 | 36,000 | 70,000 |
| Pretax income | 158,000 | 313,000 | 472,000 | 602,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 158,000 | 313,000 | 472,000 | 602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,755,000 | 4,650,000 | 4,668,000 | 4,699,000 |
| Total capital | 5,047,000 | 4,948,000 | 4,979,000 | 5,021,000 |
| Risk-weighted assets | 24,916,000 | 26,391,000 | 27,488,000 | 28,216,000 |