Call reports 2003
FIRST BANK AND TRUST OF CHILDRESS — 2003
What FIRST BANK AND TRUST OF CHILDRESS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 57,440,000 | 59,154,000 | 56,207,000 | 58,106,000 |
| Total loans | 41,777,000 | 47,167,000 | 48,210,000 | 48,342,000 |
| Allowance for loan losses | 309,000 | 277,000 | 283,000 | 286,000 |
| Securities available for sale | 5,420,000 | 5,062,000 | 4,590,000 | 3,828,000 |
| Securities held to maturity | 570,000 | 570,000 | 508,000 | 508,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,600,000 | 54,412,000 | 51,222,000 | 53,290,000 |
| Interest-bearing deposits | 47,035,000 | 48,406,000 | 45,781,000 | 46,882,000 |
| Noninterest-bearing deposits | 5,565,000 | 6,005,000 | 5,441,000 | 6,408,000 |
| Equity capital | 4,640,000 | 4,668,000 | 4,684,000 | 4,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 718,000 | 1,444,000 | 2,160,000 | 2,869,000 |
| Interest expense | 291,000 | 590,000 | 890,000 | 1,179,000 |
| Net interest income | 427,000 | 854,000 | 1,270,000 | 1,690,000 |
| Noninterest income | 67,000 | 174,000 | 233,000 | 294,000 |
| Noninterest expense | 331,000 | 661,000 | 985,000 | 1,347,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 157,000 | 355,000 | 500,000 | 613,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 157,000 | 355,000 | 500,000 | 613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,531,000 | 4,569,000 | 4,586,000 | 4,604,000 |
| Total capital | 4,833,000 | 4,846,000 | 4,869,000 | 4,883,000 |
| Risk-weighted assets | 24,182,000 | 25,051,000 | 24,657,000 | 24,791,000 |