Call reports 2002
FIRST BANK AND TRUST OF CHILDRESS — 2002
What FIRST BANK AND TRUST OF CHILDRESS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 57,698,000 | 57,860,000 | 55,672,000 | 55,658,000 |
| Total loans | 37,930,000 | 45,255,000 | 45,959,000 | 43,891,000 |
| Allowance for loan losses | 281,000 | 292,000 | 297,000 | 304,000 |
| Securities available for sale | 9,911,000 | 9,026,000 | 5,669,000 | 6,780,000 |
| Securities held to maturity | 638,000 | 638,000 | 576,000 | 576,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,169,000 | 51,235,000 | 49,699,000 | 50,932,000 |
| Interest-bearing deposits | 47,837,000 | 46,202,000 | 44,670,000 | 44,957,000 |
| Noninterest-bearing deposits | 5,332,000 | 5,033,000 | 5,030,000 | 5,974,000 |
| Equity capital | 4,449,000 | 4,529,000 | 4,599,000 | 4,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 772,000 | 1,614,000 | 2,451,000 | 3,242,000 |
| Interest expense | 352,000 | 688,000 | 1,015,000 | 1,325,000 |
| Net interest income | 420,000 | 926,000 | 1,436,000 | 1,917,000 |
| Noninterest income | 64,000 | 110,000 | 179,000 | 253,000 |
| Noninterest expense | 313,000 | 624,000 | 951,000 | 1,305,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 165,000 | 400,000 | 642,000 | 837,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 165,000 | 400,000 | 642,000 | 837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,399,000 | 4,437,000 | 4,480,000 | 4,504,000 |
| Total capital | 4,680,000 | 4,729,000 | 4,777,000 | 4,808,000 |
| Risk-weighted assets | 28,449,000 | 27,482,000 | 24,426,000 | 25,186,000 |