Call reports 2001
FIRST BANK AND TRUST OF CHILDRESS — 2001
What FIRST BANK AND TRUST OF CHILDRESS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 54,696,000 | 54,680,000 | 53,224,000 | 55,473,000 |
| Total loans | 28,355,000 | 31,070,000 | 34,476,000 | 35,918,000 |
| Allowance for loan losses | 279,000 | 267,000 | 286,000 | 269,000 |
| Securities available for sale | 19,859,000 | 16,995,000 | 12,191,000 | 10,294,000 |
| Securities held to maturity | 535,000 | 535,000 | 485,000 | 644,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,618,000 | 50,697,000 | 48,580,000 | 50,871,000 |
| Interest-bearing deposits | 46,054,000 | 46,051,000 | 44,174,000 | 45,802,000 |
| Noninterest-bearing deposits | 4,564,000 | 4,646,000 | 4,406,000 | 5,069,000 |
| Equity capital | 3,945,000 | 3,866,000 | 4,504,000 | 4,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 987,000 | 1,980,000 | 2,913,000 | 3,781,000 |
| Interest expense | 578,000 | 1,118,000 | 1,598,000 | 1,987,000 |
| Net interest income | 409,000 | 862,000 | 1,315,000 | 1,794,000 |
| Noninterest income | 72,000 | 131,000 | 191,000 | 252,000 |
| Noninterest expense | 287,000 | 596,000 | 888,000 | 1,239,000 |
| Provision for loan losses | 6,000 | 12,000 | 34,000 | 40,000 |
| Pretax income | 188,000 | 385,000 | 584,000 | 767,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 188,000 | 385,000 | 584,000 | 767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,832,000 | 3,868,000 | 4,374,000 | 4,387,000 |
| Total capital | 4,111,000 | 4,135,000 | 4,660,000 | 4,656,000 |
| Risk-weighted assets | 23,203,000 | 25,482,000 | 25,985,000 | 24,984,000 |