Call reports 2021
42 NORTH PRIVATE BANK — 2021
What 42 NORTH PRIVATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 241,012,000 | 248,214,000 | 239,305,000 | 234,395,000 |
| Total loans | 208,366,000 | 204,224,000 | 186,675,000 | 173,851,000 |
| Allowance for loan losses | 2,095,000 | 2,063,000 | 1,680,000 | 1,456,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,817,000 | 223,392,000 | 211,759,000 | 207,710,000 |
| Interest-bearing deposits | 213,793,000 | 220,393,000 | 210,636,000 | 206,902,000 |
| Noninterest-bearing deposits | 1,024,000 | 2,999,000 | 1,123,000 | 808,000 |
| Equity capital | 23,990,000 | 22,732,000 | 25,624,000 | 24,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,635,000 | 5,547,000 | 7,993,000 | 10,094,000 |
| Interest expense | 528,000 | 916,000 | 1,282,000 | 1,612,000 |
| Net interest income | 2,107,000 | 4,631,000 | 6,711,000 | 8,482,000 |
| Noninterest income | 86,000 | 112,000 | 105,000 | 116,000 |
| Noninterest expense | 3,486,000 | 7,709,000 | 10,329,000 | 12,765,000 |
| Provision for loan losses | -104,000 | -518,000 | -457,000 | -417,000 |
| Pretax income | -1,189,000 | -2,448,000 | -3,056,000 | -3,750,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,189,000 | -2,448,000 | -3,056,000 | -3,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,931,000 | 22,688,000 | 25,591,000 | 24,905,000 |
| Total capital | 26,109,000 | 24,769,000 | 27,458,000 | 26,561,000 |
| Risk-weighted assets | 174,156,000 | 166,457,000 | 149,323,000 | 135,000,000 |
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