Call reports 2012
42 NORTH PRIVATE BANK — 2012
What 42 NORTH PRIVATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 604,571,000 | 630,964,000 | 627,586,000 | 646,232,000 |
| Total loans | 483,500,000 | 518,643,000 | 519,145,000 | 497,998,000 |
| Allowance for loan losses | 2,356,000 | 2,756,000 | 3,308,000 | 3,112,000 |
| Securities available for sale | 1,508,000 | 1,467,000 | 1,421,000 | 1,364,000 |
| Securities held to maturity | 26,000 | 25,000 | 25,000 | 24,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 544,639,000 | 566,327,000 | 560,844,000 | 581,897,000 |
| Interest-bearing deposits | 519,640,000 | 543,476,000 | 540,477,000 | 557,903,000 |
| Noninterest-bearing deposits | 24,999,000 | 22,851,000 | 20,367,000 | 23,994,000 |
| Equity capital | 53,056,000 | 56,894,000 | 57,128,000 | 57,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 11,497,000 | 27,797,000 | 41,361,000 | 53,967,000 |
| Interest expense | 1,356,000 | 2,924,000 | 4,460,000 | 6,043,000 |
| Net interest income | 10,141,000 | 24,873,000 | 36,901,000 | 47,924,000 |
| Noninterest income | 3,706,000 | 7,830,000 | 8,657,000 | 9,411,000 |
| Noninterest expense | 9,860,000 | 21,617,000 | 32,726,000 | 41,918,000 |
| Provision for loan losses | 619,000 | 1,374,000 | 2,707,000 | 4,041,000 |
| Pretax income | 3,368,000 | 9,712,000 | 10,125,000 | 11,376,000 |
| Income tax | 1,328,000 | 3,834,000 | 4,016,000 | 4,570,000 |
| Net income | 2,040,000 | 5,878,000 | 6,109,000 | 6,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,550,000 | 55,429,000 | 55,704,000 | 56,443,000 |
| Total capital | 53,906,000 | 58,185,000 | 59,012,000 | 59,555,000 |
| Risk-weighted assets | 474,988,000 | 522,611,000 | 528,316,000 | 502,627,000 |