Call reports 2022
HOME SAVINGS BANK OF WAPAKONETA — 2022
What HOME SAVINGS BANK OF WAPAKONETA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 42,252,000 | 41,005,000 | 39,820,000 | 39,365,000 |
| Total loans | 28,899,000 | 29,204,000 | 28,859,000 | 28,438,000 |
| Allowance for loan losses | 212,000 | 214,000 | 217,000 | 243,000 |
| Securities available for sale | 6,700,000 | 8,074,000 | 7,966,000 | 7,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,555,000 | 36,523,000 | 35,404,000 | 33,867,000 |
| Interest-bearing deposits | 30,736,000 | 30,904,000 | 29,960,000 | 28,399,000 |
| Noninterest-bearing deposits | 6,819,000 | 5,619,000 | 5,444,000 | 5,468,000 |
| Equity capital | 4,634,000 | 4,399,000 | 4,332,000 | 4,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 329,000 | 678,000 | 1,035,000 | 1,405,000 |
| Interest expense | 26,000 | 51,000 | 75,000 | 100,000 |
| Net interest income | 303,000 | 627,000 | 960,000 | 1,305,000 |
| Noninterest income | 7,000 | 11,000 | 15,000 | 34,000 |
| Noninterest expense | 299,000 | 581,000 | 861,000 | 1,175,000 |
| Provision for loan losses | 2,000 | 5,000 | 7,000 | 9,000 |
| Pretax income | 9,000 | 52,000 | 107,000 | 155,000 |
| Income tax | -2,000 | -26,000 | -19,000 | -13,000 |
| Net income | 11,000 | 78,000 | 126,000 | 168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,828,000 | 4,895,000 | 4,943,000 | 4,966,000 |
| Total capital | 5,040,000 | — | 5,160,000 | — |
| Risk-weighted assets | 23,080,000 | — | 23,122,000 | — |