Call reports 2020
HOME SAVINGS BANK OF WAPAKONETA — 2020
What HOME SAVINGS BANK OF WAPAKONETA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 37,217,000 | 37,403,000 | 38,213,000 | 38,385,000 |
| Total loans | 29,261,000 | 29,286,000 | 29,415,000 | 28,463,000 |
| Allowance for loan losses | 193,000 | 195,000 | 198,000 | 200,000 |
| Securities available for sale | 5,336,000 | 5,336,000 | 5,117,000 | 5,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,572,000 | 30,602,000 | 31,401,000 | 33,519,000 |
| Interest-bearing deposits | 25,772,000 | 25,983,000 | 27,021,000 | 27,978,000 |
| Noninterest-bearing deposits | 3,800,000 | 4,619,000 | 4,380,000 | 5,541,000 |
| Equity capital | 5,112,000 | 4,845,000 | 4,875,000 | 4,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 746,000 | 1,089,000 | 1,437,000 |
| Interest expense | 53,000 | 102,000 | 149,000 | 273,000 |
| Net interest income | 323,000 | 644,000 | 940,000 | 1,164,000 |
| Noninterest income | 5,000 | 8,000 | 15,000 | 22,000 |
| Noninterest expense | 287,000 | 1,126,000 | 1,394,000 | 1,695,000 |
| Provision for loan losses | 2,000 | 4,000 | 7,000 | 9,000 |
| Pretax income | 39,000 | -478,000 | -446,000 | -518,000 |
| Income tax | 5,000 | -108,000 | -105,000 | -123,000 |
| Net income | 34,000 | -370,000 | -341,000 | -395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,096,000 | 4,692,000 | 4,721,000 | 4,667,000 |
| Total capital | 5,289,000 | 4,887,000 | 4,919,000 | — |
| Risk-weighted assets | 24,729,000 | 24,809,000 | 23,354,000 | — |