Call reports 2019
HOME SAVINGS BANK OF WAPAKONETA — 2019
What HOME SAVINGS BANK OF WAPAKONETA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 36,737,000 | 37,427,000 | 37,272,000 | 36,758,000 |
| Total loans | 28,475,000 | 27,864,000 | 29,017,000 | 29,209,000 |
| Allowance for loan losses | 183,000 | 186,000 | 188,000 | 191,000 |
| Securities available for sale | 6,147,000 | 6,038,000 | 5,887,000 | 5,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,188,000 | 31,744,000 | 31,459,000 | 29,531,000 |
| Interest-bearing deposits | 27,395,000 | 27,724,000 | 27,457,000 | 25,477,000 |
| Noninterest-bearing deposits | 3,793,000 | 4,020,000 | 4,002,000 | 4,054,000 |
| Equity capital | 4,971,000 | 5,064,000 | 5,147,000 | 5,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 384,000 | 761,000 | 1,147,000 | 1,528,000 |
| Interest expense | 53,000 | 109,000 | 160,000 | 218,000 |
| Net interest income | 331,000 | 652,000 | 987,000 | 1,310,000 |
| Noninterest income | 5,000 | 10,000 | 16,000 | 25,000 |
| Noninterest expense | 298,000 | 589,000 | 873,000 | 1,199,000 |
| Provision for loan losses | 2,000 | 5,000 | 7,000 | 10,000 |
| Pretax income | 34,000 | 66,000 | 121,000 | 125,000 |
| Income tax | 7,000 | 4,000 | 12,000 | 9,000 |
| Net income | 27,000 | 62,000 | 109,000 | 116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,973,000 | 5,008,000 | 5,055,000 | 5,062,000 |
| Total capital | 5,156,000 | 5,194,000 | 5,243,000 | 5,253,000 |
| Risk-weighted assets | 21,805,000 | 21,598,000 | 22,065,000 | 24,717,000 |