Call reports 2017
HOME SAVINGS BANK OF WAPAKONETA — 2017
What HOME SAVINGS BANK OF WAPAKONETA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 37,354,000 | 37,605,000 | 38,331,000 | 39,834,000 |
| Total loans | 28,628,000 | 28,599,000 | 28,874,000 | 28,959,000 |
| Allowance for loan losses | 164,000 | 166,000 | 169,000 | 172,000 |
| Securities available for sale | 4,914,000 | 4,863,000 | 5,707,000 | 5,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,641,000 | 31,781,000 | 32,565,000 | 34,233,000 |
| Interest-bearing deposits | 28,741,000 | 28,702,000 | 29,295,000 | 31,167,000 |
| Noninterest-bearing deposits | 2,900,000 | 3,079,000 | 3,270,000 | 3,066,000 |
| Equity capital | 4,643,000 | 4,741,000 | 4,742,000 | 4,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 354,000 | 713,000 | 1,085,000 | 1,446,000 |
| Interest expense | 36,000 | 74,000 | 110,000 | 146,000 |
| Net interest income | 318,000 | 639,000 | 975,000 | 1,300,000 |
| Noninterest income | 5,000 | 11,000 | 15,000 | 23,000 |
| Noninterest expense | 273,000 | 540,000 | 868,000 | 1,178,000 |
| Provision for loan losses | 2,000 | 4,000 | 7,000 | 10,000 |
| Pretax income | 65,000 | 123,000 | 138,000 | 158,000 |
| Income tax | 12,000 | 22,000 | 24,000 | -19,000 |
| Net income | 53,000 | 101,000 | 114,000 | 177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,641,000 | 4,688,000 | 4,700,000 | 4,764,000 |
| Total capital | 4,805,000 | 4,854,000 | 4,869,000 | 4,936,000 |
| Risk-weighted assets | 19,436,000 | 19,201,000 | 19,832,000 | 22,257,000 |