Call reports 2016
HOME SAVINGS BANK OF WAPAKONETA — 2016
What HOME SAVINGS BANK OF WAPAKONETA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 36,024,000 | 35,717,000 | 35,842,000 | 36,230,000 |
| Total loans | 28,103,000 | 27,694,000 | 27,973,000 | 28,487,000 |
| Allowance for loan losses | 154,000 | 157,000 | 159,000 | 162,000 |
| Securities available for sale | 5,843,000 | 5,690,000 | 5,519,000 | 5,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,568,000 | 30,652,000 | 30,317,000 | 30,503,000 |
| Interest-bearing deposits | 27,296,000 | 28,175,000 | 2,573,000 | 27,687,000 |
| Noninterest-bearing deposits | 2,272,000 | 2,477,000 | 27,744,000 | 2,816,000 |
| Equity capital | 4,547,000 | 4,636,000 | 4,637,000 | 4,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 364,000 | 722,000 | 1,083,000 | 1,446,000 |
| Interest expense | 37,000 | 73,000 | 109,000 | 145,000 |
| Net interest income | 327,000 | 649,000 | 974,000 | 1,301,000 |
| Noninterest income | 7,000 | 10,000 | 18,000 | 27,000 |
| Noninterest expense | 268,000 | 504,000 | 837,000 | 1,098,000 |
| Provision for loan losses | 2,000 | 5,000 | 7,000 | 10,000 |
| Pretax income | 64,000 | 150,000 | 149,000 | 221,000 |
| Income tax | 12,000 | 27,000 | 25,000 | 38,000 |
| Net income | 52,000 | 123,000 | 124,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,456,000 | 4,527,000 | 4,527,000 | 4,587,000 |
| Total capital | 4,610,000 | 4,684,000 | 4,686,000 | 4,749,000 |
| Risk-weighted assets | 20,308,000 | 20,498,000 | 19,825,000 | 19,639,000 |