Call reports 2012
HOME SAVINGS BANK OF WAPAKONETA — 2012
What HOME SAVINGS BANK OF WAPAKONETA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 35,679,000 | 35,907,000 | 37,011,000 | 38,127,000 |
| Total loans | 24,358,000 | 25,180,000 | 25,362,000 | 24,230,000 |
| Allowance for loan losses | 116,000 | 118,000 | 121,000 | 124,000 |
| Securities available for sale | 4,760,000 | 5,285,000 | 5,942,000 | 6,542,000 |
| Securities held to maturity | 48,000 | 38,000 | 29,000 | 22,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,749,000 | 30,937,000 | 32,089,000 | 33,273,000 |
| Interest-bearing deposits | 28,944,000 | 29,254,000 | 30,200,000 | 31,005,000 |
| Noninterest-bearing deposits | 1,805,000 | 1,683,000 | 1,889,000 | 2,268,000 |
| Equity capital | 3,882,000 | 3,940,000 | 3,981,000 | 3,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 353,000 | 709,000 | 1,060,000 | 1,422,000 |
| Interest expense | 94,000 | 182,000 | 269,000 | 359,000 |
| Net interest income | 259,000 | 527,000 | 791,000 | 1,063,000 |
| Noninterest income | 15,000 | 21,000 | 37,000 | 37,000 |
| Noninterest expense | 256,000 | 481,000 | 735,000 | 966,000 |
| Provision for loan losses | 2,000 | 4,000 | 7,000 | 10,000 |
| Pretax income | 16,000 | 63,000 | 86,000 | 124,000 |
| Income tax | 2,000 | 9,000 | 12,000 | 21,000 |
| Net income | 14,000 | 54,000 | 74,000 | 103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,813,000 | 3,853,000 | 3,872,000 | 3,902,000 |
| Total capital | 3,929,000 | 3,971,000 | 3,993,000 | 4,026,000 |
| Risk-weighted assets | 16,744,000 | 16,752,000 | 17,016,000 | 17,436,000 |