Call reports 2005
FARMERS & MECHANICS BANK — 2005
What FARMERS & MECHANICS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,692,786,000 | 2,002,295,000 | 1,987,752,000 | 1,975,461,000 |
| Total loans | 888,812,000 | 1,113,369,000 | 1,110,330,000 | 1,126,957,000 |
| Allowance for loan losses | 10,698,000 | 12,569,000 | 12,428,000 | 12,164,000 |
| Securities available for sale | 438,528,000 | 461,687,000 | 451,065,000 | 450,483,000 |
| Securities held to maturity | 200,000 | 330,000 | 330,000 | 330,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,107,295,000 | 1,339,888,000 | 1,343,100,000 | 1,333,164,000 |
| Interest-bearing deposits | 855,732,000 | 1,043,941,000 | 1,041,143,000 | 1,040,772,000 |
| Noninterest-bearing deposits | 251,563,000 | 295,947,000 | 301,957,000 | 292,392,000 |
| Equity capital | 378,124,000 | 443,021,000 | 440,906,000 | 440,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 16,723,000 | 41,039,000 | 62,857,000 | 85,519,000 |
| Interest expense | 3,816,000 | 9,679,000 | 15,447,000 | 21,511,000 |
| Net interest income | 12,907,000 | 31,360,000 | 47,410,000 | 64,008,000 |
| Noninterest income | 6,669,000 | 16,846,000 | 22,904,000 | 29,030,000 |
| Noninterest expense | 10,780,000 | 25,811,000 | 38,354,000 | 51,419,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 8,794,000 | 22,393,000 | 31,958,000 | 41,811,000 |
| Income tax | 3,105,000 | 8,124,000 | 11,489,000 | 15,341,000 |
| Net income | 5,689,000 | 14,269,000 | 20,469,000 | 26,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,860,000 | 163,448,000 | 163,966,000 | 164,489,000 |
| Total capital | 186,459,000 | 225,007,000 | 225,306,000 | 225,553,000 |
| Risk-weighted assets | 1,099,485,000 | 1,315,016,000 | 1,341,579,000 | 1,341,615,000 |
Machine access — free, no API key
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