Call reports 2002
FARMERS & MECHANICS BANK — 2002
What FARMERS & MECHANICS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,878,129,000 | 1,912,183,000 | 1,988,578,000 | 2,090,387,000 |
| Total loans | 1,185,799,000 | 1,182,601,000 | 1,253,542,000 | 1,334,070,000 |
| Allowance for loan losses | 14,132,000 | 13,999,000 | 14,055,000 | 13,668,000 |
| Securities available for sale | 553,080,000 | 602,640,000 | 605,883,000 | 613,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,534,172,000 | 1,549,868,000 | 1,563,909,000 | 1,597,669,000 |
| Interest-bearing deposits | 1,294,259,000 | 1,289,159,000 | 1,294,196,000 | 1,330,173,000 |
| Noninterest-bearing deposits | 239,913,000 | 260,709,000 | 269,713,000 | 267,496,000 |
| Equity capital | 161,421,000 | 173,066,000 | 175,992,000 | 177,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 27,960,000 | 55,719,000 | 84,019,000 | 112,052,000 |
| Interest expense | 9,943,000 | 19,175,000 | 28,116,000 | 36,525,000 |
| Net interest income | 18,017,000 | 36,544,000 | 55,903,000 | 75,527,000 |
| Noninterest income | 8,049,000 | 16,044,000 | 23,741,000 | 31,251,000 |
| Noninterest expense | 16,677,000 | 33,861,000 | 51,017,000 | 68,926,000 |
| Provision for loan losses | 825,000 | 975,000 | 1,325,000 | 1,325,000 |
| Pretax income | 8,564,000 | 17,752,000 | 27,302,000 | 36,527,000 |
| Income tax | 2,708,000 | 5,787,000 | 8,987,000 | 11,909,000 |
| Net income | 5,856,000 | 11,965,000 | 18,315,000 | 24,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 157,276,000 | 163,640,000 | 164,253,000 | 166,999,000 |
| Total capital | 171,408,000 | 177,639,000 | 178,308,000 | 180,667,000 |
| Risk-weighted assets | 1,326,708,000 | 1,366,779,000 | 1,404,687,000 | 1,476,026,000 |