Call reports 2001
FARMERS & MECHANICS BANK — 2001
What FARMERS & MECHANICS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,519,822,000 | 1,794,111,000 | 1,848,902,000 | 1,875,524,000 |
| Total loans | 1,014,548,000 | 1,196,787,000 | 1,196,036,000 | 1,191,004,000 |
| Allowance for loan losses | 11,310,000 | 14,350,000 | 14,219,000 | 13,947,000 |
| Securities available for sale | 373,346,000 | 462,183,000 | 501,735,000 | 542,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,234,695,000 | 1,470,483,000 | 1,496,454,000 | 1,516,413,000 |
| Interest-bearing deposits | 1,041,942,000 | 1,247,368,000 | 1,274,659,000 | 1,281,609,000 |
| Noninterest-bearing deposits | 192,753,000 | 223,115,000 | 221,795,000 | 234,804,000 |
| Equity capital | 137,147,000 | 161,552,000 | 162,354,000 | 160,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 26,610,000 | 62,585,000 | 93,029,000 | 122,312,000 |
| Interest expense | 12,901,000 | 29,264,000 | 42,689,000 | 54,346,000 |
| Net interest income | 13,709,000 | 33,321,000 | 50,340,000 | 67,966,000 |
| Noninterest income | 7,521,000 | 15,484,000 | 24,392,000 | 30,835,000 |
| Noninterest expense | 14,745,000 | 31,916,000 | 49,568,000 | 64,840,000 |
| Provision for loan losses | 865,000 | 2,630,000 | 3,060,000 | 3,681,000 |
| Pretax income | 5,620,000 | 14,292,000 | 22,156,000 | 30,340,000 |
| Income tax | 1,435,000 | 3,992,000 | 6,262,000 | 9,048,000 |
| Net income | 4,185,000 | 10,300,000 | 15,894,000 | 21,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,609,000 | 155,398,000 | 153,203,000 | 155,231,000 |
| Total capital | 141,919,000 | 169,748,000 | 167,422,000 | 169,178,000 |
| Risk-weighted assets | 1,116,248,000 | 1,286,908,000 | 1,303,826,000 | 1,312,084,000 |