Call reports 2017
PELHAM BANKING COMPANY — 2017
What PELHAM BANKING COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 78,847,000 | 77,472,000 | 72,568,000 | 71,711,000 |
| Total loans | 23,873,000 | 24,710,000 | 25,504,000 | 23,538,000 |
| Allowance for loan losses | 400,000 | 398,000 | 8,000 | 27,000 |
| Securities available for sale | 35,932,000 | 36,505,000 | 34,589,000 | 36,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,186,000 | 65,256,000 | 66,043,000 | 65,407,000 |
| Interest-bearing deposits | 52,277,000 | 50,300,000 | 52,892,000 | 50,992,000 |
| Noninterest-bearing deposits | 14,909,000 | 14,956,000 | 13,151,000 | 14,415,000 |
| Equity capital | 11,103,000 | 11,592,000 | 6,396,000 | 6,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 630,000 | 1,262,000 | 239,000 | 873,000 |
| Interest expense | 55,000 | 112,000 | 23,000 | 81,000 |
| Net interest income | 575,000 | 1,150,000 | 216,000 | 792,000 |
| Noninterest income | 150,000 | 268,000 | 58,000 | 206,000 |
| Noninterest expense | 457,000 | 923,000 | 174,000 | 848,000 |
| Provision for loan losses | 0 | 0 | 7,000 | 30,000 |
| Pretax income | 268,000 | 556,000 | 94,000 | 114,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 268,000 | 556,000 | 94,000 | 114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,220,000 | 11,508,000 | 6,443,000 | 6,509,000 |
| Total capital | 11,620,000 | 11,906,000 | 6,451,000 | 6,536,000 |
| Risk-weighted assets | 41,204,000 | 41,423,000 | 39,645,000 | 37,544,000 |