Call reports 2016
PELHAM BANKING COMPANY — 2016
What PELHAM BANKING COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 76,491,000 | 75,250,000 | 74,115,000 | 73,684,000 |
| Total loans | 22,019,000 | 25,089,000 | 27,307,000 | 25,562,000 |
| Allowance for loan losses | 400,000 | 400,000 | 399,000 | 399,000 |
| Securities available for sale | 36,238,000 | 36,870,000 | 34,464,000 | 34,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,651,000 | 63,082,000 | 61,747,000 | 62,417,000 |
| Interest-bearing deposits | 51,474,000 | 50,512,000 | 50,076,000 | 49,777,000 |
| Noninterest-bearing deposits | 13,177,000 | 12,570,000 | 11,671,000 | 12,640,000 |
| Equity capital | 11,294,000 | 11,595,000 | 11,791,000 | 10,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,244,000 | 1,899,000 | 2,542,000 |
| Interest expense | 55,000 | 112,000 | 169,000 | 225,000 |
| Net interest income | 557,000 | 1,132,000 | 1,730,000 | 2,317,000 |
| Noninterest income | 133,000 | 247,000 | 366,000 | 511,000 |
| Noninterest expense | 445,000 | 885,000 | 1,336,000 | 1,923,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 264,000 | 524,000 | 797,000 | 953,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 264,000 | 524,000 | 797,000 | 953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,712,000 | 10,868,000 | 11,035,000 | 10,952,000 |
| Total capital | 11,112,000 | 11,268,000 | 11,434,000 | 11,351,000 |
| Risk-weighted assets | 37,689,000 | 40,702,000 | 42,369,000 | 40,944,000 |