Call reports 2015
PELHAM BANKING COMPANY — 2015
What PELHAM BANKING COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 72,651,000 | 72,553,000 | 71,444,000 | 72,597,000 |
| Total loans | 21,830,000 | 22,756,000 | 22,881,000 | 22,404,000 |
| Allowance for loan losses | 351,000 | 402,000 | 403,000 | 400,000 |
| Securities available for sale | 34,105,000 | 36,030,000 | 34,705,000 | 34,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,363,000 | 61,499,000 | 59,947,000 | 61,293,000 |
| Interest-bearing deposits | 48,911,000 | 49,492,000 | 48,362,000 | 49,210,000 |
| Noninterest-bearing deposits | 12,452,000 | 12,007,000 | 11,585,000 | 12,083,000 |
| Equity capital | 10,822,000 | 10,552,000 | 10,984,000 | 10,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 587,000 | 1,269,000 | 1,888,000 | 2,510,000 |
| Interest expense | 55,000 | 109,000 | 164,000 | 219,000 |
| Net interest income | 532,000 | 1,160,000 | 1,724,000 | 2,291,000 |
| Noninterest income | 121,000 | 231,000 | 351,000 | 487,000 |
| Noninterest expense | 417,000 | 847,000 | 1,285,000 | 1,839,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 237,000 | 551,000 | 800,000 | 956,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 237,000 | 551,000 | 800,000 | 956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,245,000 | 10,454,000 | 10,598,000 | 10,554,000 |
| Total capital | 10,596,000 | 10,856,000 | 11,001,000 | 10,954,000 |
| Risk-weighted assets | 35,140,000 | 36,617,000 | 37,375,000 | 37,280,000 |
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